Well, this seems to be the most crucial, common, yet, most important question that most of us are asking today. Though it is not difficult to save money, the most decisive part is getting started. More often than not, people are not able to zero into the appropriate and effective plan to save money. For such dilemmas, SIPs or Systematic Investment Plans come across as best friends. They are considered to be one of the best routes to saving money and creating an emergency cash-store for immediate needs.